Wednesday, April 29, 2009

Long Term Care Insurance

I am a firm believer in LTC Insurance. As a life & Health Insurance agent, you should advise your client of the benefits & guarantees provided by the carrier. Allianz Life has a wonderful product line of LTC products. Allianz Life has recently revamped their LTC products. In my opinion, the LTC product line should be marketed to potential clients in the 45-75 year old bracket.

Underwriting issues is usually one of the first questions that a producer has. The simply answer is to present the product to your client & do a detailed fact finding questioner. Including all of the goals & objectives of your client & the past 5 years years of their health history. Allianz life has streamlined the underwriting process. You should contact Global Insurance Group with the health history of your potential client. We will assist you with getting you client approved. It is your responsibility to develop an insurance plan that will be both affordable & an asset to your client should they need to utilize the product.

If you are not associated with Global Insurance Group, please click the " Join Now" tab & we will contact you.

Long Term Care Insurance:

With Baby Boomers reaching retirement and Americans living longer than ever, Long Term Care Insurance (LTC) policies should be on the minds of many people, in particular those close to retiring and those who will need to take care of loved ones over a long period of time. Long Term Health Care Insurance protects your clients, as well as those they love, in the event that extended health care is needed in their lifetime.
Long Term Care Insurance Helps to Cover:
Daily activities such as bathing, eating, dressing
Skilled nursing care or rehabilitation training either in a nursing facility or at home
Cognitive impairment such as Alzheimer's and deals with care-oriented conditions, not cure oriented